top of page

I'm Larry Reyes,
a Mortgage Originator/
Owner of SHM.


NMLS# 233573 | DRE Lic. 01507079
Larry's Headshot Transparent.png
I close loans in 30 days or less!
About me

I started in the banking world when I was 18 years old with Home Savings of America, which was purchased by Washington Mutual, now JP Morgan Chase. I started as a teller and worked my way up to Assistant Financial Center Manager and was placed in the lower State St. WAMU in Santa Barbara, CA. I was recognized by the regional manager for turning the lowest customer service rated office into the highest rated customer service office in the region. Another amazing opportunity came a few years later from Wells Fargo Bank. I had the opportunity to become the Branch Manager at Wells Fargo's new office in Port Hueneme, CA.

Although I was very successful, I knew I wanted to help everyone become a homeowner, not just the "A" paper stuff the banks wanted. I understood that people don't fit into the perfect box the banks require and we all have our own unique credit profiles. So I decided to work with a true mortgage banker and brokerage company.

I close loans in 30 days or less! Helping first-time buyers and people that have served our country achieve home ownership with little to no down payment.

More products and more options than any local bank or credit union. Open an escrow with me and I will prove to you that obtaining a home mortgage in this environment is not impossible in fact it can be easy.

I am well known in the area for closing purchase loans on time and doing what others can't. I am a top VA lender and have an excellent reputation in the US military community.

Contact me
Larry's Headshot Transparent_edited.jpg
  • Facebook
  • Twitter
  • LinkedIn
What's my hobby?
"I like to collect classic muscle cars. Here are a few..."

'66 GTO


'67 Chevy C10

Derek Headshot Round_edited.jpg

Derek Contreras

LO Assistant to Larry

Mike's Headshot.jpg

Michael Lucero

Marketing Admin to Larry


Anchor 1
bottom of page