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Smart Mortgages
for the American dream
Providing homeownership to ALL California since 2006.
Take a look back
Founded by two successful loan officers, Larry Reyes & Staci Aguiar. Both having over 20 years in the mortgage industry, decided to partner together to bring more options & loan programs to the working class families.
Smart Home Mortgage is a top mortgage broker in California. We specialize in mortgages that can help you buy or refinance a home regardless of your unique circumstances.
Mission & Values
Smart Home Mortgage has helped hundrends of Americans achieve their dreams of homeownership and financial betterment. The wellbeing and improvement of our customers’ lives and the communities in which they live fuels our ambition. We’re driven by boundless stamina and an unwavering focus on continuous collaboration, relentlessly seeking the right solutions for every customer and loan every day.
Why choose Smart Home Mortgage?
More Options
More Programs
#1 Broker
in Ventura County
5 STAR
REVIEWS
Meet our Team
We believe that an inclusive culture binds us together, makes us stronger, and helps us connect to the customers we are honored to serve.
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MORTGAGE ORIGINATORS

Chris Clark
NMLS# 1530367 | DRE# 02035163
Mortgage Loan Originator
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Cell: 805-826-3283
Chris@loanyoumoneyteam.com

Rene Enriquez
NMLS# 1907009 | DRE# 01940919
Mortgage Loan Originator
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Cell: 661-565-4979
Rene@smarthomemortgage.net
Se Habla Español

Nicole Castillo
NMLS# 2090393
Loan Production Coordinator
Cell: 805-766-7677
Nicole@smarthomemortgage.net

Albert Najar
NMLS# 247805 | DRE# 01811715
Mortgage Loan Originator
Cell: 805-660-5816
Albert@smarthomemortgage.net
Se Habla Español

Winston Blauser
NMLS# 1686753 | DRE# 2051777
Mortgage Loan Originator
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Cell: 805-760-3896
Winston@loanyoumoneyteam.com
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Se Habla Español

Robert Miliam
NMLS# 1973193
Loan Production Coordinator
Cell: 805-298-9757
Robert@smarthomemortgage.net




Pardeep Singh
NMLS# 2222741
Loan Production Coordinator
Cell: 805-600-4800
Pardeep@smarthomemortgage.net
Noe Villanueva
Loan Production Coordinator
Cell: 805-216-6969
Noe@smarthomemortgage.net
Vince Sorisio
NMLS# 379743 | DRE# 01136125
Mortgage Loan Originator
Cell: 805-340-0282
Vince@smarthomemortgage.net
LOAN PRODUCTION

Derek Contreras
Loan Officer Assistant
Office: 805-853-3030
Derek@smarthomemortgage.net

Jeanette Lopez
Loan Assistant
Office: 805-853-3030
Jeanette@smarthomemortgage.net
ADMINISTRATION

Valerie Reyes
Accounting/ Human Resources
Office: 805-853-3030
Val@smarthomemortgage.net

Andrew Cortez
Marketing Director
Office: 805-853-3030
Andrew@loanyoumoneyteam.com
CAMARILLO BRANCH

Leticia G. Pinedo
Camarillo Branch Manager
Cell: 805-727-0405
Office: 805-702-2020
Leticia@smarthomemortgage.net
Se Habla Español

Joel M. Gonzales
Loan Production Assistant
Cell: 805-336-3206
Office: 805-702-2020
Joel@smarthomemortgage.net
Se Habla Español

Tommy Revelez
Loan Production Assistant
Cell: 805-512-0136
Office: 805-702-2020
Tommy@smarthomemortgage.net
Se Habla Español

Staci Aguiar
NMLS# 290996 | DRE# 1270574
Branch Owner/Mortgage Loan Originator
Cell: 805-797-2523
Staci@loanyoumoneyteam.com
Larry Reyes
NMLS# 233573 | DRE# 1507079
Branch Owner/Mortgage Loan Originator
Cell: 805-415-7631
Loanyoumoney@gmail.com
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