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Smart Mortgages
for the American dream

Providing homeownership to ALL California since 2006.

Take a look back

Founded by two successful loan officers, Larry Reyes & Staci Aguiar. Both having over 20 years in the mortgage industry, decided to partner together to bring more options & loan programs to the working class families.

Smart Home Mortgage is a top mortgage broker in California. We specialize in mortgages that can help you buy or refinance a home regardless of your unique circumstances.

Mission & Values

Smart Home Mortgage has helped hundrends of Americans achieve their dreams of homeownership and financial betterment. The wellbeing and improvement of our customers’ lives and the communities in which they live fuels our ambition. We’re driven by boundless stamina and an unwavering focus on continuous collaboration, relentlessly seeking the right solutions for every customer and loan every day. 

Why choose Smart Home Mortgage?

More Options
More Programs

#1 Broker
in Ventura County


Meet our Team

We believe that an inclusive culture binds us together, makes us stronger, and helps us connect to the customers we are honored to serve.


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Chris Clark
NMLS# 1530367 | DRE# 02035163
Mortgage Loan Originator

Cell: 805-826-3283

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Rene Enriquez
NMLS# 1907009 | DRE# 01940919
Mortgage Loan Originator

Cell: 661-565-4979
Se Habla Español

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Nicole Castillo
NMLS# 2090393
Loan Production Coordinator

Cell: 805-766-7677

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Albert Najar

NMLS# 247805 | DRE# 01811715

Mortgage Loan Originator


Cell: 805-660-5816


Se Habla Español

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Winston Blauser

NMLS# 1686753 | DRE# 2051777

Mortgage Loan Originator


Cell: 805-760-3896

Se Habla Español

Robert Miliam
NMLS# 1973193
Loan Production Coordinator

Cell: 805-298-9757

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Pardeep Singh
NMLS# 2222741
Loan Production Coordinator

Cell: 805-600-4800

Noe Villanueva

Loan Production Coordinator

Cell: 805-216-6969

Vince Sorisio
NMLS# 379743 | DRE# 01136125
Mortgage Loan Originator

Cell: 805-340-0282


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Derek Contreras
Loan Officer Assistant

Office: 805-853-3030

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Jeanette Lopez
Loan Assistant

Office: 805-853-3030



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Valerie Reyes
Accounting/ Human Resources

Office: 805-853-3030

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Andrew Cortez
Marketing Director

Office: 805-853-3030


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Tommy Revelez
Loan Production Assistant

Cell: 805-512-0136
Office: 805-702-2020

Se Habla Español

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Staci Aguiar
NMLS# 290996 | DRE# 1270574
Branch Owner/Mortgage Loan Originator

Cell: 805-797-2523

Larry Reyes
NMLS# 233573 | DRE# 1507079
Branch Owner/Mortgage Loan Originator

Cell: 805-415-7631

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