Who We Are


A team of passionate individuals with
an willingness to help people achieve
home ownership.
We offer a quick online application process, and give our clients the
ability to track their loan process from start to finish.
Our Products
We understand the diversity of our clients and we make it a priority to offer more options and more programs than any other local bank or credit union.
Traditional
Products
-
Conventional
-
FHA
-
VA
-
Jumbo
-
Reverse Mortgages
-
USDA 100% Financing
-
Second Home Loans
-
Investment Property
Niche Products
-
FHA 203(k) and 203(h)
-
Conv Homestyle 203(k)
-
Conventional 3%
-
VA 100% Cash Out
-
Construction to Permanent
-
Down Payment Assistance
-
DACA Program
-
Mixed Use
-
12-24 Month Bank Statement
Realtor
Advantages
-
YOUR Marketing Center
-
Evenings, Weekend Availability
-
Automated Pre-Approval Letters
-
The Closer APP
Our Vision
To give our clients an opportunity to achieve home ownership.
Our Mission
To provide every client and real estate agent with a streamlined loan process and a stress-free experience with innovative loan programs & technology,
and closing loans in 30 days or less!
Meet Our Team
Our team provides excellent service to our clients and agents.
MORTGAGE LOAN OFFICERS

Larry Reyes
NMLS# 233573 | DRE# 1507079
Owner/Mortgage Loan Originator
Cell: 805-415-7631
Loanyoumoney@gmail.com

Staci Aguiar
NMLS# 290996 | DRE# 1270574
Owner/Mortgage Loan Originator
Cell: 805-797-2523
Staci@loanyoumoneyteam.com

Winston Blauser
NMLS# 1686753 | DRE# 2051777
Mortgage Loan Originator
Cell: 805-760-3896
Winston@loanyoumoneyteam.com
Se Habla Español

Chris Clark
NMLS# 1530367 | DRE# 02035163
Mortgage Loan Originator
Cell: 805-826-3283
Chris@loanyoumoneyteam.com
Raul Rodriguez
NMLS# 247805 | DRE# 01811715
Mortgage Loan Originator
Cell: 805-290-7251
Raul@smarthomemortgage.net
Se Habla Español
ADMINISTRATION MANAGEMENT


Larry Reyes
NMLS# 233573 | DRE# 1507079
Owner/Mortgage Loan Originator
Cell: 805-415-7631
Loanyoumoney@gmail.com

Staci Aguiar
NMLS# 290996 | DRE# 1270574
Owner/Mortgage Loan Originator
Cell: 805-797-2523
Staci@loanyoumoneyteam.com

Winston Blauser
NMLS# 1686753 | DRE# 2051777
Mortgage Loan Originator
Cell: 805-760-3896
Winston@loanyoumoneyteam.com
Se Habla Español

Chris Clark
NMLS# 1530367 | DRE# 02035163
Mortgage Loan Originator
Cell: 805-826-3283
Chris@loanyoumoneyteam.com
Raul Rodriguez
NMLS# 247805 | DRE# 01811715
Mortgage Loan Originator
Cell: 805-290-7251
Raul@smarthomemortgage.net
Se Habla Español
ADMINISTRATION MANAGEMENT

MORTGAGE LOAN OFFICERS

Larry Reyes
NMLS# 233573 | DRE# 1507079
Manager/Mortgage Loan Originator
Cell: 805-415-7631
Loanyoumoney@gmail.com

Staci Aguiar
NMLS# 290996 | DRE# 1270574
SR. Mortgage Loan Originator
Cell: 805-797-2523
Staci@loanyoumoneyteam.com

Winston Blauser
NMLS# 1686753 | DRE# 2051777
Mortgage Loan Originator
Cell: 805-760-3896
Winston@loanyoumoneyteam.com
Se Habla Español

Chris Clark
NMLS# 1530367 | DRE# 02035163
Mortgage Loan Originator
Cell: 805-826-3283
Chris@loanyoumoneyteam.com

Rene Enriquez
NMLS# 1907009 | DRE# 01940919
Mortgage Loan Originator
Cell: 661-565-4979
Rene@smarthomemortgage.net
Se Habla Español

Albert Najar
NMLS# 247805 | DRE# 01811715
Mortgage Loan Originator
Cell: 805-660-5816
Albert@smarthomemortgage.net
Se Habla Español

Rick Malagon
NMLS# 1961512 | DRE# 01266074
Mortgage Loan Originator
Cell: 805-320-7106
Rick@smarthomemortgage.net
Se Habla Español

Vince Sorisio
NMLS# 379743 | DRE# 01136125
Mortgage Loan Originator
Cell: 805-340-0282
Vince@smarthomemortgage.net

Andy Salazar
NMLS# 2003308 | DRE# 02143456
Mortgage Loan Originator
Cell: 805-236-8778
Andy@smarthomemortgage.net
SR. Admin Team

Michael Lucero
Loan Production Coodinator
Cell: 805-290-7251
Mike@loanyoumoneyteam.com

Valerie Reyes
Human Resource
Office: 805-853-3030
Val@smarthomemortgage.net

Andrew Cortez
Marketing Director
Office: 805-853-3030
Andrew@loanyoumoneyteam.com
ADMIN & LOAN PRODUCTION TEAM

Derek Contreras
Loan Production Assistant
Office: 805-853-3030 EXT. 211
Derek@smarthomemortgage.net

Connie Salazar
Loan Production Assistant
Office: 805-853-3030
Connie@smarthomemortgage.net

Jeanette Lopez
Office Administrator
Office: 805-853-3030 EXT. 204
Jeanette@smarthomemortgage.net
